Stop synthetic identity fraud, deepfake attacks,
and AI-enabled account takeover.
Synthetic identities, deepfake account openings, and account takeover now hit every channel a bank or fintech runs. VerifiNow binds a verified identity to a live person at account opening, before high-value transfers, and at every credential reset, in the branch, online, in the app, and on the phone.
Financial services is the primary target of AI-enabled identity fraud.
Synthetic identities, deepfake account openings, and AI voice clones now attack every channel financial institutions operate — simultaneously. VerifiNow closes the fraud surface by binding a verified identity to a live person at every critical touchpoint, regardless of channel.
Synthetic Identity Fraud
AI-constructed identities combining real SSNs with fabricated personal data pass credit bureau checks and open accounts that exist only to extract value. Biometric binding to a live person makes synthetic identities unverifiable at the source.
Deepfake Account Opening
AI-generated faces and voice clones deployed against remote onboarding flows at scale. VerifiNow's 3D active liveness detection and biometric binding defeat injection attacks and deepfake presentation at the moment of capture.
Account Takeover
Stolen credentials, SIM swaps, and social engineering give attackers access to legitimate accounts. Step-up biometric re-verification at sensitive actions confirms the account holder is present — not an attacker with a password.
First-Party Fraud
Legitimate identities used to obtain credit or access benefits with no intent to comply. Employment and income verification bound to a confirmed identity catches fabricated financial profiles before decisioning.
Mule Account Networks
Real people recruited to open accounts for criminal use. Biometric binding creates a traceable link between a verified individual and every account they open — across your institution.
Contact Center Impersonation
Attackers call in with stolen personal data to reset credentials or redirect funds. Agent-triggered biometric verification during the call confirms the caller's identity without handling sensitive data on the phone.
One identity standard across every channel — in-person, web, mobile, and phone.
Your customers expect to do everything digitally. Fraudsters know it. VerifiNow delivers the same IAL2-grade identity binding standard at every touchpoint — so a verified customer at the branch is the same verified customer in your app, on your website, and on your contact center line.
In-Person & Branch
LiveVerifi turns any iOS or Android device into a forensic identity verification station at the branch counter — AAMVA-validated document authentication and biometric binding in seconds, without specialist hardware.
- AAMVA barcode + ICAO MRZ validation at the counter
- Biometric binding: live face matched to document photo
- Works on any existing branch iOS or Android device
- Audit record tied to branch transaction for BSA/AML trail
Web & Online Banking
Full identity binding embedded in any web-based onboarding, account opening, or high-value transaction flow — document authentication, biometric match, and liveness detection in a single event that takes under 25 seconds.
- Web SDK embeds into any browser-based application
- Runs the complete binding flow without leaving your site
- Fully white-labeled to your brand
- Step-up re-verification triggered at configurable risk thresholds
Mobile Banking App
Native iOS and Android SDKs bring the complete identity binding flow into your mobile banking app — account opening, step-up authentication, and high-value transaction confirmation from the device your customers already use.
- Native iOS and Android SDKs — full UI control
- Biometric step-up at login and high-risk actions
- React Native support for hybrid apps
- Offline capture with sync for low-connectivity environments
Contact Center & Phone
When a customer calls in, agents send a secure biometric verification link via SMS — the customer completes identity binding on their device in under 25 seconds and the agent sees the confirmed result in their dashboard. No sensitive data spoken on the line.
- Agent sends verification link via SMS during the call
- Real-time result delivered to agent dashboard
- No sensitive personal data spoken or handled by agents
- Full audit trail on every call-based identity event
Verify identity at every high-risk moment in the customer lifecycle.
Built to the regulatory standards that govern financial services.
BSA / AML
Timestamped, tamper-evident identity binding records on every verification event — formatted for BSA audit, SAR documentation, and FinCEN examination on demand.
KYC / CIP
Customer Identification Program-compliant identity proofing — document validation and biometric binding that support your CIP program across digital and in-person channels.
OFAC & Sanctions
Real-time screening against OFAC SDN, UN, EU, FATF, and 200+ global watchlists — bound to a verified identity for defensible compliance documentation.
GLBA
Identity verification controls that support your Gramm-Leach-Bliley Act Safeguards Rule program — protecting customer financial information at every access and transaction point.
FCRA
FCRA-compliant permissible purpose workflow for employment and income verification in lending and underwriting — documented consent and purpose at every request.
Security Controls
TLS 1.3 in transit, AES-256 at rest, annual third-party penetration testing, and 24/7 security monitoring.
Stop the fraud threats your current system was never built to catch.
See VerifiNow's fraud prevention stack in a 30-minute demo.
